Car finance checks
Guides to finance records and the questions to ask before buying.
Car Finance Mis-Selling: 12.1 Million Deals, £830 Each
12.1 million car finance deals were mis-sold through hidden commissions. Average payout £830. Here is how to check if yours is one of them.
1 July 2026
Can You Sell a Car With Finance on It?
Selling a car with outstanding finance without settling it first is illegal. Here is what the law says, what happens to the buyer, and how to do it properly.
16 May 2026
What Is Hire Purchase Car Finance and What Are the Risks?
Hire purchase lets you spread the cost of a car over fixed monthly payments, but you do not own it until the last payment is made. That matters a lot when buying used.
10 May 2026
What is Car Finance PCP and How Does it Affect Buying Used?
PCP is the most common car finance product in the UK. Here is how it works, what happens to the car at the end, and why it matters when you buy used.
3 May 2026
Can You Buy a Car With Outstanding Finance on It?
Buying a car with outstanding finance is possible, but there are right ways and wrong ways to do it. Get it wrong and you lose the car and your money.
11 April 2026
How to Check if a Car Has Outstanding Finance UK
Check outstanding finance before buying: understand lender records, settlement evidence and the limits of private-buyer protection.
1 April 2026