Guides & Advice
Car Buying Advice & Vehicle Check Guides: page 6
MOT history, finance, write-offs and what to check before buying a used car.
What Does a Category N Write-Off Mean?
Category N means non-structural damage. The car was written off by an insurer, but the damage did not affect the chassis or safety structure.
3 April 2026
What Does a Category S Write-Off Mean?
Category S means the car suffered structural damage. It can be repaired and put back on the road - but there are risks you need to understand first.
2 April 2026
How to Check if a Car Has Outstanding Finance UK
Check outstanding finance before buying: understand lender records, settlement evidence and the limits of private-buyer protection.
1 April 2026
What Is a Car Insurance Group and How Does It Affect Your Costs?
Every car in the UK is given an insurance group from 1 to 50. The higher the group, the more expensive to insure. Here is how it works and how to check before you buy.
28 March 2026
What Is a Logbook Loan and Why Is It Dangerous for Car Buyers?
A logbook loan uses the V5C as security. If the previous owner took one out and never paid it back, you could lose the car even after buying it fairly.
14 March 2026